Cashback · Topic guide

A cashback debit card that actually pays you back.

Last updated: April 23, 2026

Kronos issues a Visa debit card that earns cashback on every swipe — no credit check, no annual fee, no minimum spend to qualify.

What makes Kronos the answer

Instant virtual card

Issued in-app at signup. Add to Apple Pay or Google Pay instantly. Use it before your physical card arrives.

Physical card on request

Kronos Pay card ships free. Durable, EMV chip + contactless.

Cashback on every swipe

Baseline cashback on every purchase, with boosted rates on gas and dining — key categories for gig drivers.

Partner bank issuing

Issued via a PCI-DSS Level 1 partner bank, the same infrastructure used by leading fintechs.

FAQ

Is Kronos debit card a Visa or Mastercard?
Kronos debit cards run on the Visa network, issued through our partner bank.
How much cashback do I earn?
Cashback rates vary by merchant category and plan tier (free vs Pro). Full current rates are shown in-app on the Card screen. Gas and dining typically earn boosted rates.
Does the Kronos card have an annual fee?
No annual fee on either the free tier or Pro ($9.99/month). No foreign transaction fee on international purchases.

Built for the way you actually get paid.

Join — on the Kronos waitlist. Claim 3 free months of Pro at launch.