Kronos for Uber drivers

Kronos detects Uber deposits into your linked bank and unlocks provider-dependent deposit timing where available — no $0.85 Instant Pay fee. Download Kronos on the App Store.

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feature set

Up to on Kronos Pro. Free tier up to. No credit check.

Crypto trading

supported digital assets where enabled

BTC, ETH, SOL, and multiple others. provider-disclosed fees on Pro.

Savings savings rate

2.5%

Variable savings rate provider and protection details shown in the relevant agreement.

card access preview card

provider-disclosed fees

card access preview, card access preview on request. card access preview on every swipe.

How Kronos fits a Uber workflow

Uber payout model: Weekly direct deposit via Uber Pro or Instant Pay (up to 5x/day for a $0.85 fee).

Typical earnings: Full-time Uber drivers average $1,700–$2,400 gross per week before expenses.

Where it hurts: Surge pay is spiky. Gas and maintenance hit the card daily. Instant Pay fees bleed $0.85 × ~20 cashouts/month = $multiple lost.

What Kronos adds: Kronos sits next to your existing Uber income flow. You link the bank account Uber deposits into — Kronos reads the deposits and underwrites an cashflow against them. Earnings tools settle to your Kronos deposit account or your linked bank, your choice. Repayment is automatic on your next Uber payout.

Why Uber drivers are joining

Up to provider-dependent deposit timing where available on Pro — 4× the free-tier cap. No interest.
provider-disclosed digital-asset fees where enabled on Pro — stack sats or SOL between shifts.
a provider-disclosed rate where available on savings — your emergency fund actually earns.
card access preview debit card — earn on gas, food, and gear.
No credit check, no minimum balance, no monthly fee on the free tier.
FDIC insured via partner banks. Compliance status available from the relevant authority.

FAQ — Uber × Kronos

Does Kronos work with Uber?

Yes. Kronos connects to your linked bank account via Plaid and automatically detects direct deposits from Uber. Uber drivers on our waitlist can claim 1 free month of Kronos Pro at launch.

How much can I borrow as a Uber driver?

Up to on the free tier and up to on Kronos Pro. The amount is underwritten against your verified Uber deposit history. No credit check. No interest on Pro.

How is this different from Uber's built-in instant pay?

Surge pay is spiky. Gas and maintenance hit the card daily. Instant Pay fees bleed $0.85 × ~20 cashouts/month = $multiple lost. Kronos is a separate banking app — your Uber earnings still land in your bank as usual, and Kronos reads the deposits to unlock larger earnings tools ahead of the next payout, with no per-cashout fee.

Can I still use my existing bank account?

Yes. You can link your current bank to Kronos, or open a Kronos deposit account alongside it. Both work.

Is Kronos FDIC insured?

Yes. Kronos deposits are held through FDIC-insured banking partners via our our banking partner integration. Kronos is registered with FinCEN.

Does Kronos charge interest on earnings tools?

No. Earnings tools are not loans. There's no interest on Kronos Pro. Fees are disclosed upfront on every cashflow.

Kronos for Uber drivers

How Kronos fits a Uber workflow

Why Uber drivers are joining

FAQ — Uber × Kronos

Built for Uber drivers.