Free
$0 forever
- Account, free P2P, card controls and supported crypto
- Core money dashboard and gig-income tracking
- Tax records and standard exports
- $15 birthday bonus
- Standard support
Kronos pricing.
Free, Pro, and Black.
Kronos pricing starts at $0 for the Free membership. Each plan below lists exactly what it includes — the same list as our homepage and the app — with the billing interval spelled out under every price. Banking, card and crypto services need identity verification with our partners on every plan.
You're in — your account is updating.
Pro
$17.99 /month
Web price · App Store prices
Billed monthly · 5-day free trial if you’re new to Pro
- Everything in Free
- Gig earnings auto-organized — Uber, DoorDash, Lyft, Instacart and more
- AI insights, smart budgets and 3 AI workflow tools
- Lower Kronos fees on sends, wires and swaps
- Half your crypto swap fees back, up to $25 a month
- 3 network-fee top-ups a month
- $20 birthday bonus and priority support
Black
$89.99 /month
Web price · App Store prices
Billed monthly
- Everything in Pro, with no Kronos-set caps
- All 7 AI workflow tools, advanced tax reports and Black concierge
- Crypto swap fees covered, up to $100 a month
- 10 network-fee top-ups a month
- Global travel eSIM data and zero-FX spending
- $25 birthday bonus
- Top-priority support · lounge passes, hotel rates and travel insurance coming soon
One membership, the same list everywhere
These lists are the same ones you see on our homepage and in the app. Account benefits — fee rebates and top-ups, birthday bonus, eSIM data — come with card or Kronos-balance billing. Apple billing unlocks the in-app tools only; that is an App Store rule. Banking, card and crypto services need identity verification with our partners on every plan, including Free.
Web prices and App Store prices
The plans above show web prices, paid by card or Kronos balance. If you subscribe inside the iPhone app, Apple bills you at the App Store price. Apple sets its own price tiers, so some App Store prices are higher. You only ever pay the price shown at the checkout you use.
On the App Store, Pro monthly comes with a 3-day introductory trial for eligible new subscribers. 6-month, annual and lifetime plans are sold through secure web checkout, Kronos balance, or Apple billing (Pro) — and paying by card or Kronos balance is cheaper than the App Store on every non-weekly plan.
| Plan | Web (card or Kronos balance) | iPhone app (App Store) |
|---|---|---|
| Pro weekly | $9.99/week | $9.99/week |
| Pro monthly | $17.99/month · 5-day free trial | $19.99/month · 3-day free trial |
| Pro 6 months / annual / lifetime | $99.99 / $179.99 / $359.99 | $109.99 / $199.99 / $399.99 |
| Black weekly | $27.99/week | $27.99/week |
| Black monthly | $89.99/month | $99.99/month |
| Black 6 months / annual / lifetime | $499.99 / $899.99 / $1,999.99 | $549.99 / $999.99 / web only |
Weekly vs monthly: what a year costs
Weekly billing is meant for trying Kronos for a short time. Over a full year it costs much more than the other plans:
- Pro: weekly $519.48 a year ($9.99 × 52), monthly $215.88 ($17.99 × 12), annual $179.99.
- Black: weekly $1,455.48 a year ($27.99 × 52), monthly $1,079.88 ($89.99 × 12), annual $899.99.
If you plan to keep Kronos for more than a month, monthly or annual is the better deal. You can switch plans at any time.
Compare
| Feature | Free | Pro | Black |
|---|---|---|---|
| Money dashboard | Core | Advanced | Executive |
| Gig and mileage workspace | Basic | Auto-organized | Complete |
| Tax organization and exports | Standard | Smart | Advanced |
| AI workflow tools | Core access | 3 tools | All 7 |
| Kronos fees on sends, wires and swaps | Standard | Lower | Lowest |
| Crypto swap fees paid back | — | 50%, up to $25/mo | 100%, up to $100/mo |
| Network-fee top-ups | — | 3 a month | 10 a month |
| Birthday bonus | $15 | $20 | $25 |
| Travel eSIM data, zero-FX spending | — | — | Included |
| Lounges, hotel rates, travel insurance | — | — | Coming soon |
| Digital-tool usage | Standard limits | Higher limits | No Kronos-set caps |
| Support | Standard | Priority | Top priority |
| Eligible financial services | Separate onboarding, provider eligibility, terms and fees apply | ||
| Variable savings rate | Shown live in the app when the verified savings program is available. Black members earn our highest APY. | ||
FAQ
Can I cancel anytime?
Yes. Weekly, monthly, six-month, and annual memberships can be canceled anytime and stay active through the end of the billing period.
Is there a free trial?
Eligible new subscribers can start Pro Monthly with a free trial — 5 days on card or Kronos balance, 3 days through the App Store. It renews at the monthly price unless canceled before the trial ends. Trial eligibility is limited by the checkout provider or app-store account.
Is web pricing different from app pricing?
Sometimes. Weekly prices are the same on both. Monthly plans cost less on the web (Pro $17.99 vs $19.99, Black $89.99 vs $99.99) because Apple sets its own price tiers. The full table is above, and you always pay the price shown at checkout.
What is lifetime?
Lifetime is a one-time payment for the selected tier. It does not renew weekly, monthly, or annually.
Do you do credit checks?
No. Kronos memberships do not require a hard credit check, and upgrading your membership does not affect your credit score.