Works with Shipt · Grocery delivery

Kronos for Shipt Shoppers

Last updated: April 25, 2026

Kronos detects Shipt deposits and unlocks $1,000 advances before Friday payout — no $0.99 Instant Pay fee.

Join the waitlist — free Claim 3 months Pro
Advance limit
$1,000
Up to $1,000 on Kronos Pro. Free tier up to $250. No credit check.
Crypto trading
30+ coins
BTC, ETH, SOL, and 30+ others. Zero platform fees on Pro.
Savings APY
2.5%
Variable APY via FDIC-insured partner banks through Bridge.
Cashback card
Zero fees
Virtual card at signup, physical card on request. Cashback on every swipe.

How Kronos fits a Shipt workflow

Shipt payout model: Weekly direct deposit every Friday, or Instant Pay for $0.99 per cashout (minimum $10).

Typical earnings: Shipt Shoppers earn $16–$22 per hour including tips.

Where it hurts: Tips are rated — poor ratings from rude customers drop your order rotation. Instant Pay fees add up.

What Kronos adds: Kronos sits next to your existing Shipt income flow. You link the bank account Shipt deposits into — Kronos reads the deposits and underwrites an advance against them. Advances settle to your Kronos deposit account or your linked bank, your choice. Repayment is automatic on your next Shipt payout.

Why Shipt Shoppers are joining

FAQ — Shipt × Kronos

Does Kronos work with Shipt?
Yes. Kronos connects to your linked bank account via Plaid and automatically detects direct deposits from Shipt. Shipt Shoppers on our waitlist can claim 3 free months of Kronos Pro at launch.
How much can I borrow as a Shipt Shopper?
Up to $250 on the free tier and up to $1,000 on Kronos Pro. The amount is underwritten against your verified Shipt deposit history. No credit check. No interest on Pro.
How is this different from Shipt's built-in instant pay?
Tips are rated — poor ratings from rude customers drop your order rotation. Instant Pay fees add up. Kronos is a separate banking app — your Shipt earnings still land in your bank as usual, and Kronos reads the deposits to unlock larger advances ahead of the next payout, with no per-cashout fee.
Can I still use my existing bank account?
Yes. You can link your current bank to Kronos, or open a Kronos deposit account alongside it. Both work.
Is Kronos FDIC insured?
Yes. Kronos deposits are held through FDIC-insured banking partners via our Bridge.xyz integration. KronosPay LLC is registered with FinCEN.
Does Kronos charge interest on advances?
No. Advances are not loans. There's no interest on Kronos Pro. Fees are disclosed upfront on every advance.

Built for Shipt Shoppers.

Join — on the Kronos waitlist. Claim 3 free months of Pro at launch.

Join the waitlist Claim 3 months Pro