Kronos for Uber drivers

Kronos detects Uber deposits into your linked bank and unlocks early direct deposit — no $0.85 Instant Pay fee. Join the Kronos waitlist free.

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feature set
Up to on Kronos Pro. Free tier up to. No credit check.
Crypto trading
30+ coins
BTC, ETH, SOL, and 30+ others. Zero platform fees on Pro.
Savings APY
2.5%
Variable APY via FDIC-insured partner banks.
Cashback card
Zero fees
Virtual card at signup, physical card on request. Cashback on every swipe.

How Kronos fits a Uber workflow

Uber payout model: Weekly direct deposit via Uber Pro or Instant Pay (up to 5x/day for a $0.85 fee).

Typical earnings: Full-time Uber drivers average $1,700–$2,400 gross per week before expenses.

Where it hurts: Surge pay is spiky. Gas and maintenance hit the card daily. Instant Pay fees bleed $0.85 × ~20 cashouts/month = $17+ lost.

What Kronos adds: Kronos sits next to your existing Uber income flow. You link the bank account Uber deposits into — Kronos reads the deposits and underwrites an cashflow against them. Earnings tools settle to your Kronos deposit account or your linked bank, your choice. Repayment is automatic on your next Uber payout.

Why Uber drivers are joining

FAQ — Uber × Kronos

Does Kronos work with Uber?
Yes. Kronos connects to your linked bank account via Plaid and automatically detects direct deposits from Uber. Uber drivers on our waitlist can claim 1 free month of Kronos Pro at launch.
How much can I borrow as a Uber driver?
Up to on the free tier and up to on Kronos Pro. The amount is underwritten against your verified Uber deposit history. No credit check. No interest on Pro.
How is this different from Uber's built-in instant pay?
Surge pay is spiky. Gas and maintenance hit the card daily. Instant Pay fees bleed $0.85 × ~20 cashouts/month = $17+ lost. Kronos is a separate banking app — your Uber earnings still land in your bank as usual, and Kronos reads the deposits to unlock larger earnings tools ahead of the next payout, with no per-cashout fee.
Can I still use my existing bank account?
Yes. You can link your current bank to Kronos, or open a Kronos deposit account alongside it. Both work.
Is Kronos FDIC insured?
Yes. Kronos deposits are held through FDIC-insured banking partners via our our banking partner integration. Kronos is registered with FinCEN.
Does Kronos charge interest on earnings tools?
No. Earnings tools are not loans. There's no interest on Kronos Pro. Fees are disclosed upfront on every cashflow.

Built for Uber drivers.

Join 984,000+ on the Kronos waitlist. Claim 1 free month of Pro at launch.

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