Kronos for Lyft drivers

Kronos reads Lyft deposits and gives you early direct deposit, zero-fee crypto, and 2.5% APY — all in one app. Join the Kronos waitlist free.

Join the waitlist
feature set
Up to on Kronos Pro. Free tier up to. No credit check.
Crypto trading
30+ coins
BTC, ETH, SOL, and 30+ others. Zero platform fees on Pro.
Savings APY
2.5%
Variable APY via FDIC-insured partner banks.
Cashback card
Zero fees
Virtual card at signup, physical card on request. Cashback on every swipe.

How Kronos fits a Lyft workflow

Lyft payout model: Weekly direct deposit, or Express Pay for a $0.85 fee per cashout via the Lyft Direct debit card.

Typical earnings: Full-time Lyft drivers take home $1,500–$2,100 per week before expenses.

Where it hurts: Express Pay fees add up. Lyft Direct banking is locked to Lyft — no crypto, limited savings.

What Kronos adds: Kronos sits next to your existing Lyft income flow. You link the bank account Lyft deposits into — Kronos reads the deposits and underwrites an cashflow against them. Earnings tools settle to your Kronos deposit account or your linked bank, your choice. Repayment is automatic on your next Lyft payout.

Why Lyft drivers are joining

FAQ — Lyft × Kronos

Does Kronos work with Lyft?
Yes. Kronos connects to your linked bank account via Plaid and automatically detects direct deposits from Lyft. Lyft drivers on our waitlist can claim 1 free month of Kronos Pro at launch.
How much can I borrow as a Lyft driver?
Up to on the free tier and up to on Kronos Pro. The amount is underwritten against your verified Lyft deposit history. No credit check. No interest on Pro.
How is this different from Lyft's built-in instant pay?
Express Pay fees add up. Lyft Direct banking is locked to Lyft — no crypto, limited savings. Kronos is a separate banking app — your Lyft earnings still land in your bank as usual, and Kronos reads the deposits to unlock larger earnings tools ahead of the next payout, with no per-cashout fee.
Can I still use my existing bank account?
Yes. You can link your current bank to Kronos, or open a Kronos deposit account alongside it. Both work.
Is Kronos FDIC insured?
Yes. Kronos deposits are held through FDIC-insured banking partners via our our banking partner integration. Kronos is registered with FinCEN.
Does Kronos charge interest on earnings tools?
No. Earnings tools are not loans. There's no interest on Kronos Pro. Fees are disclosed upfront on every cashflow.

Built for Lyft drivers.

Join 984,000+ on the Kronos waitlist. Claim 1 free month of Pro at launch.

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