PRODUCT · PAY ADVANCE

Instant cash advance, up to $1,000.

Built for gig workers and freelancers. No credit check, no interest, no late fees, no mandatory tip. Funded in seconds, repaid automatically from your next deposit.

Last updated: April 25, 2026

Frequently asked

How big can my advance be?

Free tier advances up to $250. Kronos Pro ($9.99/mo) advances up to $1,000 once you have a verified deposit history.

Is there interest or a credit check?

No. Kronos pay advances are 0% APR with no credit check, no interest, no late fees, and no mandatory tip. Advances are an Earned Wage Access product, not a loan.

How quickly do I get the money?

Funded in seconds to your Kronos balance — no transfer fee. ACH out to a linked bank is also same-day for Pro members via our partner Plaid.

How is the advance repaid?

Automatically from your next qualifying deposit. There is no separate billing event, no interest accrual, and no penalty if the deposit is delayed.