Savings
High-yield savings for self-employed Americans, 2026
2.5% APY variable, FDIC-insured, no minimum balance — Kronos Savings is built into the same app as your gig earnings tools, debit card, and crypto.
Neobank
The best neobank for 2026 is also a crypto app.
The best neobank for 2026 bundles crypto, gig earnings tools, savings, and a cashback card — a superset of Chime, Varo, Current, and Dave.
Gig economy
Finance Built for the self-employed — drivers, traders, freelancers, founders.
Gig earnings tools, tax prep, savings, and banking built for Uber, DoorDash, Lyft, Instacart, and 4 more gig platforms. Kronos replaces the 3-app stack.
Best crypto app
The best crypto app for US users in 2026.
Coinbase, Cash App, Kraken, Robinhood, Kronos — ranked on fees, coin support, custody quality, and whether you can use it as a primary bank account.