2.5% APY savings via Kronos Pro. FDIC pass-through up to ,000 via Lead Bank. Compare savings products in every US state.
Kronos Pro members earn 2.5% APY variable on the entire savings balance. Free-tier members earn the standard rate.
Yes. USD cash balances are held through FDIC-insured banking partners via our partner our banking partner.xyz, up to the standard federal limits per partner bank.
No. Open with $0, withdraw any time, no account-balance minimum, no monthly fee.
We earn interest spread on the partner-bank deposits. Pro members get the higher published 2.5% APY; the difference between gross interest and the APY paid out is the platform revenue.