CRYPTO · CALIFORNIA

Crypto trading in California.

Buy, sell, send and receive 30+ cryptocurrencies from a non-custodial wallet inside Kronos. California residents pay $0 platform fee on Kronos Pro.

Last updated: 2026-04-29

How Kronos works in California

California residents can trade 30+ cryptocurrencies (BTC, ETH, SOL, XRP, ADA, DOT, DOGE, LTC, LINK, AVAX, MATIC, BNB, USDC, USDT, DAI and 16 more) directly from their Kronos USD balance. The wallet is non-custodial: keys are derived on-device via BIP-39 / BIP-32 and never leave your phone. The licensed buy/sell leg runs through our licensed exchange partners. Kronos Pro members pay $0 platform fee, $0 spread markup, and $0 network fee. Free tier pays only the network fee, clearly disclosed before each trade.

Frequently asked

Is Kronos available in California?

Yes. Kronos crypto is available to California residents 18+ who pass identity verification.

Do I need to be 18 to open a Kronos account in California?

Yes. Kronos enforces an 18+ age gate at signup (validateDOB). This is required for any US fintech offering deposit accounts.

Does Kronos offer early direct deposit in California?

Yes. Kronos supports early direct deposit for eligible deposits, plus Plaid-linked transfers and Kronos Tag P2P.

Is the savings APY the same in California as in other states?

Yes. 2.5% APY for Kronos Pro members nationwide; standard rate for free tier.

Which cryptocurrencies are tradeable in California?

30+ coins including BTC, ETH, SOL, XRP, ADA, DOT, DOGE, LTC, LINK, AVAX, MATIC, BNB, USDC, USDT and DAI.

Is Kronos FDIC-insured for California residents?

USD balances are FDIC-insured via partner banks, up to standard federal limits per partner bank. Crypto is not FDIC-insured at any provider.

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