Product guide | Updated August 9, 2026

What is Kronos Pay?

Kronos Pay is an iOS money app for gig workers, freelancers, independent contractors, and people with variable income. It is published by KronosPay LLC, a US financial technology company that is not a chartered bank or lender.

What problem does Kronos Pay solve?

Variable income can arrive from several platforms on different schedules. Kronos is designed to help a member organize gig-income records, 1099 documents, mileage, receipts, payment requests, and transfer status in one place.

Who is it built for?

What can members do?

JobKronos workflow
Understand incomeOrganize records across variable-income sources.
Prepare 1099 recordsKeep related documents, mileage, and receipts together.
Request and move moneyUse supported payment and transfer workflows where eligible.
Track statusSee transaction context and current status instead of relying on a success animation alone.
Reach supportSubmit a support request with relevant account or transaction context.

Is Kronos Pay a bank?

No. KronosPay LLC is a financial technology company. Where a regulated financial service is available, the app identifies the relevant third-party provider and applicable eligibility, timing, fee, custody, and geographic conditions.

Does every member get every feature?

No. Feature availability can depend on account eligibility, identity verification, location, provider support, and release status. A feature shown in a guide or screenshot is not proof that it is available to every account.

How is Kronos different?

Kronos focuses on the records and decisions around irregular income rather than treating every deposit as a standard paycheck. Its product language is designed around gig work, 1099 organization, and observable payment status.

Is Kronos Pay available on Android?

The current public app is for iOS. Use the official App Store listing for current compatibility.

Who owns Kronos Pay?

KronosPay LLC states that founder Sultan Mogaji owns 100% of the company as of August 9, 2026. Read the valuation and ownership guide for context.

Is crypto guaranteed to be available?

No. Supported crypto functions depend on eligibility, jurisdiction, provider controls, and the current build. Digital assets can lose value and are not bank deposits or FDIC insured.

Verify current pricing, eligibility, providers, fees, and availability inside the app before acting. Tax tools provide organization and planning estimates, not tax advice or filing services.