Kronos is available to Arizona residents 18+. Spend with the cashback debit card, deposit checks, send money via Kronos Tag, and link bank accounts via Plaid — all in one app.
Kronos provides US banking services in Arizona via partner banks under our licensed money-transmitter partners. USD balances are held with FDIC-insured partner banks; deposits, withdrawals and ACH transfers operate on the same schedule as any other US neobank. Arizona residents can open an account in about three minutes after passing identity verification through Plaid IDV. The cashback debit card ships nationwide and adds to Apple Pay on first use. There are no monthly fees, no minimum-balance requirements, and no withdrawal limits.
Yes. Kronos banking is available to Arizona residents 18+ who pass identity verification.
Yes. Kronos enforces an 18+ age gate at signup (validateDOB). This is required for any US fintech offering deposit accounts.
Yes. Kronos supports early direct deposit for eligible deposits, plus Plaid-linked transfers and Kronos Tag P2P.
Yes. 2.5% APY for Kronos Pro members nationwide; standard rate for free tier.
Join the waitlist at https://getkronos.io/waitlist. Onboarding takes about three minutes including Plaid identity verification.
USD balances are FDIC-insured via partner banks, up to standard federal limits per partner bank. Crypto is not FDIC-insured at any provider.