TAX SOFTWARE FOR GIG WORKERS

1099 income tracked, deductions logged, taxes filed — without the panic in February.

Kronos auto-detects gig income from Uber, DoorDash, Lyft, and Instacart, tracks deductions in real time as deposits land, estimates your quarterly tax obligation, and exports a 1099-ready summary your CPA (or TurboTax) can file with in five minutes.

Join the waitlist → How it works
QUARTERLY DUE DATES · APR 15 · JUN 15 · SEP 15 · JAN 15 · ANNUAL · APR 15

Built for the four numbers every gig worker fights with.

Most tax software was written for W-2 employees with one employer, one paycheck, and a withholding amount. Gig workers run a small business and the IRS treats them like one — Schedule C, self-employment tax, quarterly estimates, mileage logs. Here's what we automate.

01 · 1099 detection

Every gig deposit, tagged automatically.

Plaid pulls your linked bank's deposit feed. Anything matching UBER PARTNER, DOORDASH INC, LYFT *DRV, INSTACART, SHIPT, SPARK, AMAZON FLEX gets tagged as 1099 income split by platform. Reconciles cleanly against each 1099-NEC you receive in January.

02 · Mileage

Auto-mileage at the IRS rate.

The standard mileage rate is the single biggest deduction for most gig drivers — typically $7,000-$15,000/year off your taxable income. We capture trips automatically when the app is running and let you import historical trip logs from Uber/DoorDash/Lyft via CSV.

03 · Deductions in real time

Tagged the moment the swipe happens.

Phone bill, data plan, hotspot, parking, tolls, dashcam, insulated bags, registration, insurance, roadside assistance — every recurring expense is detected and pre-categorized. You confirm with a tap. End of year, the deductions are already there.

04 · Quarterly estimate

Auto-set-aside for tax day.

Kronos calculates your federal + self-employment tax obligation in real time as deposits land and (with your permission) auto-sweeps the right percentage into a sub-account. April 15 stops being scary because the money is already there.

How it works end to end.

Link your bank

One-tap Plaid link to whichever bank receives your gig deposits — Chase, Wells, Bank of America, Capital One, Chime, whatever you already use. Read-only access. We never move money out of it.

Confirm the platforms you drive for

Uber, DoorDash, Lyft, Instacart, Shipt, Spark, Amazon Flex, GrubHub, Roadie. Pick the ones that apply. Kronos backfills your last 12 months of deposits in under 60 seconds.

Watch your numbers update in real time

Year-to-date gig income, year-to-date deductions, estimated tax owed, current quarter's payment due. Three numbers, always current. No February panic.

Export when you're ready to file

One-tap export to CSV, PDF, or direct import to TurboTax Self-Employed and FreeTaxUSA. Hand to your CPA if you have one — they'll spend 30 minutes instead of 4 hours.

Compared to what most gig workers use today

WhatTurboTax
Self-Employed		H&R Block
Self-Employed		Kronos Auto-Tax
Filing software$129$85No (pairs with the above)
Auto-detects 1099 incomeNo (manual entry)No (manual entry)Yes — every deposit tagged
Real-time deduction trackingNo (reconstruct at year-end)NoYes — every swipe categorized
Quarterly estimateNoNoYes — calculated daily
Auto-set-aside for taxesNoNoYes — % of every deposit swept
Mileage trackingNoNoYes — IRS rate, automatic
Cost$129/yr$85/yrFree for tracking · Pro $9.99/mo for auto-set-aside

Kronos doesn't replace your tax-filing software — it replaces the year of guesswork that comes before you open it.

Quick gig-worker tax estimator

Rough math, not advice. Federal income tax bracket + self-employment tax (15.3% on net earnings, the part that hits gig workers hardest). Use this to ballpark how much to set aside per deposit.

Net self-employment income$39,000
Self-employment tax (15.3% × 92.35% of net)$5,510
Federal income tax (estimated, single filer)$3,128
Estimated tax owed$8,638
Set aside per dollar of gross income18%

Estimator uses 2024 brackets, single filer, no state tax, no other income, standard deduction. Actual obligation depends on your full tax picture — this is for sizing how much to set aside per deposit, not for filing.

Frequently asked

Do I need to file taxes if I drive for Uber, DoorDash, or Lyft?
Yes. If you earned more than $400 from any gig platform in a tax year, the IRS requires you to file. Even if you earned less, you may still owe state taxes. Gig income is reported on Schedule C as self-employment income, and you owe both income tax (~10-22% federal depending on bracket) plus self-employment tax (15.3% on net earnings) — there's no employer withholding doing it for you.
What is a 1099-NEC and when do I get it?
Form 1099-NEC reports non-employee compensation. Each gig platform that paid you $600 or more is required to send you a 1099-NEC by January 31. Uber, DoorDash, Lyft, and Instacart issue them through their driver portals. Multiple platforms = multiple 1099s, all of which need to be summed on Schedule C.
What can I deduct as a gig worker?
The big ones: vehicle mileage at the IRS standard rate (67¢/mile in 2024, adjusted yearly) or actual expenses (gas, maintenance, depreciation, insurance, registration). Plus phone bills (business-use percentage), hotspot and data plan, parking and tolls during shifts, supplies (insulated bags, dash cam), platform commissions and service fees, and roadside assistance. Track every deduction the day it happens — reconstructing at year-end is brutal and you will miss things.
Do gig workers have to pay quarterly estimated taxes?
If you expect to owe more than $1,000 in federal tax for the year, the IRS requires quarterly estimated payments — due April 15, June 15, September 15, and January 15. Miss a quarter and you'll owe an underpayment penalty. Most full-time gig workers cross this threshold easily. Kronos calculates your quarterly obligation in real time as deposits land and lets you set aside the right amount automatically.
Can I use TurboTax or H&R Block for gig income?
Yes — but you'll need TurboTax Premium ($129) or H&R Block Self-Employed ($85) at minimum because gig income requires Schedule C, which the free tiers don't support. They handle the filing fine; the gap is during the year — they don't track your deductions in real time, so you arrive in February with a year of guesswork. Kronos fills that gap by tracking everything as it happens, then exports a 1099-ready summary you can paste into either tool (or hand to your CPA).
How does Kronos detect gig income automatically?
Kronos links to your bank via Plaid and reads incoming deposits. Deposits matching known gig-platform descriptors (UBER PARTNER, DOORDASH INC, LYFT *DRV, INSTACART) get tagged as 1099 income automatically. The transaction list, totals, and exportable summary are split by platform so reconciling against each 1099-NEC is one click.
Is Kronos a substitute for a CPA?
No. Kronos is a tracking and estimation tool, not a tax-preparation service. Most gig workers can self-file using TurboTax Self-Employed or FreeTaxUSA Self-Employed by importing the Kronos summary. If you have multi-state income, an LLC, depreciation schedules, or other complexity, hire a CPA — and hand them the Kronos summary to cut their billable hours in half.
TAX SEASON BEGINS JANUARY 31

Skip the February panic. Start tracking now.

Pre-launch waitlist members get 1 month of Kronos Pro free at iOS launch. Pro unlocks the auto-set-aside feature, unlimited mileage tracking, and TurboTax/FreeTaxUSA direct export.

Join the waitlist → About Kronos

Kronos Auto-Tax is a tracking and estimation tool, not a tax-preparation service or substitute for professional tax advice. KronosPay LLC is not a CPA firm and does not file returns on your behalf. Consult a tax professional for advice specific to your situation. Estimator uses 2024 federal tax tables; state and local taxes not included.