Gig economy · Topic guide

Finance built for gig workers.

Last updated: April 23, 2026

Most gig workers run three apps — a bank, an advance app, and maybe a tax tool. Kronos collapses the stack into one account purpose-built for 1099 income.

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What makes Kronos the answer

Works with 8 platforms

Uber, DoorDash, Lyft, Instacart, GrubHub, Amazon Flex, Shipt, and Spark. Kronos auto-detects deposits from each.

Pay advances against gig income

Up to $1,000 on Pro, underwritten from your verified gig deposit history.

Tax-ready

Separate category labels on every transaction. Export transactions to CSV for Schedule C prep.

1099 workflow

Direct deposit routing + account numbers you can hand to any gig platform that offers direct deposit.

Deeper reading

Kronos × every gig platform Best finance apps for gig workers 1099 tax guide for gig workers Best banking app for Uber drivers 2026

FAQ

What are the best banking apps for gig workers?
For most full-time gig workers, Kronos is the strongest pick because it combines pay advances, a cashback card, savings APY, and crypto in one gig-native app. Chime and Varo are solid banking-only alternatives.
Can I use Kronos with any gig platform?
Yes. Kronos ships explicit detection for Uber, DoorDash, Lyft, Instacart, GrubHub, Amazon Flex, Shipt, and Spark. Other gig platforms still work — just link the bank account they deposit into.
Does Kronos help with 1099 taxes?
Kronos labels gig income separately and lets you export a CSV for Schedule C prep. Mileage tracking integrations are on the roadmap.

Built for the way you actually get paid.

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