# Kronos Pricing

Last updated: 2026-04-29
Canonical URL: https://getkronos.io/pricing
Currency: USD
Billing platform: Apple App Store (iOS)
Credit check: None on any tier

## Tiers

### Free (forever)
- Price: $0
- Cash advance limit: $250 based on gig earnings
- Advance fee: $0
- Advance interest: 0%
- Crypto trading fee: 1%
- Crypto assets: 30+
- Savings APY: 0.50%
- Card cashback rate: 0.25%
- Card cashback cap: $25/month
- P2P transfers: $500/month limit
- P2P speed: instant
- Gig-platform auto-sync: 3 platforms
- Support: email, business hours
- Cancellation fee: N/A
- Recommended for: drivers earning under $400/week

### Pro Monthly
- Price: $9.99/month USD
- Daily-rate framing: ≈ $0.33/day
- Billing: monthly via Apple App Store
- Auto-renews until cancelled
- Cancellation: anytime in iPhone Settings → Subscriptions → Kronos Pro
- Trial: 3 months free for pre-launch waitlist members at https://getkronos.io/claim-pro
- Cancellation effect: end of current billing period

### Pro Annual
- Price: $99.99/year USD
- Discount vs monthly: ~17% (two months free)
- Billing: annual via Apple App Store
- Auto-renews until cancelled
- Cancellation: anytime in iPhone Settings → Subscriptions → Kronos Pro

### Pro Lifetime (Founders)
- Price: $199.99 USD, one-time payment
- Billing: single charge via Apple App Store
- Auto-renew: never (no recurring charge)
- Cap: first 5,000 founding members; not reoffered after cap fills
- Includes: founding-member badge, locked-in pricing, priority feature requests
- Pays back vs Annual: ~1.7 years

## Pro features (across Monthly, Annual, Lifetime)
- Cash advance limit: $1,000 (4× Free)
- Advance fee: $0
- Advance interest: 0%
- Crypto trading fee: 0%
- Crypto assets: 30+
- Savings APY: 2.50%, paid monthly, uncapped
- Card cashback rate: 0.50% on gas + food, 0.25% on everything else
- Card cashback cap: uncapped
- P2P transfers: unlimited, instant
- Gig-platform auto-sync: all 8 platforms (Uber, Lyft, DoorDash, Instacart, Amazon Flex, GrubHub, Shipt, Spark)
- Support: 24/7 priority live chat
- Early access to new gig-platform integrations
- Recommended for: drivers earning $400+/week

## Subscription disclosures (FTC ROSCA / App Store 3.1.2)
- Auto-renewal terms are presented at point of sale on https://getkronos.io/claim-pro and https://getkronos.io/pricing.
- Cancellation is performed by the user at any time in iPhone Settings → [your name] → Subscriptions → Kronos Pro → Cancel Subscription. There is no fee to cancel and no minimum commitment.
- Cancelling at least 24 hours before the trial ends avoids being charged for the first paid month.
- Refunds for App Store purchases are issued by Apple via https://reportaproblem.apple.com per https://support.apple.com/HT204084. Kronos does not issue App Store refunds.
- Apple charges the user's iCloud-billed payment method 24 hours before each renewal.
- Banking services are provided by partner institutions; deposits FDIC-insured up to the applicable limit through partner banks. Crypto is held non-custodially via Bridge — user owns the keys.

## How Kronos prices vs competitors

| Product | Monthly | Annual | Lifetime | Advance limit | Crypto fee | Tip pressure |
|---|---|---|---|---|---|---|
| Kronos Pro | $9.99 | $99.99 | $199.99 | $1,000 | 0% (Pro) | None |
| Earnin | Tip-based | N/A | N/A | $750 | N/A | High |
| Dave | $1.00 + express fees | N/A | N/A | $500 | N/A | Medium |
| Brigit Plus | $9.99 | N/A | N/A | $250 | N/A | None |
| MoneyLion RoarMoney+ | $9.99 | N/A | N/A | $500 | N/A (custodial crypto) | None |
| Chime SpotMe | Free | N/A | N/A | $200 | N/A | None |

## Where this file is referenced
- `/Users/sully/kronos/landing-site/pricing.html` — human-readable pricing page (links to this file in disclosures)
- `/Users/sully/kronos/landing-site/llms.txt` — short canonical facts for retrieval
- `/Users/sully/kronos/landing-site/llms-full.txt` — exhaustive citation-ready corpus